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   <title>What's New at Plan-Your-Federal-Retirement.com?</title>
   <link>http://www.plan-your-federal-retirement.com/federal-retirement-blog.html</link>
   <description>The Federal Retirement Blog keeps you up-to-date on the most recent information available at Plan-Your-Federal-Retirement.com. Subscribe here.</description>
   <language>en-us</language>
   <category domain = "http://www.plan-your-federal-retirement.com/federal-retirement-blog.html#">federal retirement</category>
   <pubDate>Tue, 31 Jan 2012 18:34:01 GMT</pubDate>
   <lastBuildDate>Tue, 31 Jan 2012 18:34:01 GMT</lastBuildDate>
   <copyright>plan-your-federal-retirement.com</copyright>
   <item>
    <title>CSRS Deferred Retirement</title>
    <link>http://www.plan-your-federal-retirement.com/csrs-deferred.html</link>
    <description>If you worked under CSRS for at least 5 years, you may be eligible for a CSRS Deferred Retirement Pension.</description>
    <pubDate>Fri, 09 Dec 2011 15:12:16 GMT</pubDate>
   </item>
   <item>
    <title>Civil Service Disability Retirement</title>
    <link>http://www.plan-your-federal-retirement.com/civil-service-disability-retirement.html</link>
    <description>If you became disabled while performing your Federal job, you may be eligible for a Civil Service Disability Retirement. </description>
    <pubDate>Fri, 09 Dec 2011 15:06:32 GMT</pubDate>
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   <item>
    <title>CSRS VCP to Roth IRA:  Unique Roth Conversion for CSRS Federal Employees</title>
    <link>http://www.plan-your-federal-retirement.com/csrs-vcp-roth-ira.html</link>
    <description>Do you make too much money for a Roth IRA?  The CSRS VCP program is a unique benefit for federal employees that can be used to max-fund a Roth IRA, even if you make 'too much money'.</description>
    <pubDate>Thu, 08 Dec 2011 22:10:55 GMT</pubDate>
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    <title>CSRS Voluntary Contributions - The Best Kept Secret in CSRS</title>
    <link>http://www.plan-your-federal-retirement.com/csrs-voluntary-contributions.html</link>
    <description>Learn how you can use the CSRS Voluntary Contributions program to put away money for retirement.  You can also transfer CSRS VCP to an IRA or Roth IRA, find out how.</description>
    <pubDate>Thu, 08 Dec 2011 22:05:21 GMT</pubDate>
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    <title>CSRS Voluntary Contributions Book - Learn about The Best Kept Secret in CSRS</title>
    <link>http://www.plan-your-federal-retirement.com/csrs-voluntary-contributions-book.html</link>
    <description>Looking for once resource with all the answers to your CSRS Voluntary Contributions Program questions?  Learn more about the ebook, The Best Kept Secret in CSRS</description>
    <pubDate>Thu, 08 Dec 2011 22:03:40 GMT</pubDate>
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   <item>
    <title>FERS TSP Match - Thrift Savings Plan Matching Money for FERS</title>
    <link>http://www.plan-your-federal-retirement.com/fers-tsp-match.html</link>
    <description>FERS get matching money from their Federal Agency.  Learn about the FERS TSP Match.</description>
    <pubDate>Thu, 01 Dec 2011 19:42:10 GMT</pubDate>
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   <item>
    <title>Federal Retirement Pension Reductions</title>
    <link>http://www.plan-your-federal-retirement.com/federal-retirement-pension-reductions.html</link>
    <description>Before you plan your Federal Retirement, be sure to keep these 7 pension reductions in mind.</description>
    <pubDate>Thu, 01 Dec 2011 19:37:17 GMT</pubDate>
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   <item>
    <title>FERS MRA - Do You Know Your Minimum Retirement Age?</title>
    <link>http://www.plan-your-federal-retirement.com/fers-mra.html</link>
    <description>Find your FERS MRA (Minimum Retirement Age) to find out when you are eligible for FERS Retirement.  </description>
    <pubDate>Thu, 01 Dec 2011 19:32:33 GMT</pubDate>
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   <item>
    <title>FERS Retirement Eligibility Rules</title>
    <link>http://www.plan-your-federal-retirement.com/fers-retirement-eligibility.html</link>
    <description>When can you retire under FERS?  Learn about different rules for FERS Retirement Eligibility.</description>
    <pubDate>Thu, 01 Dec 2011 19:30:01 GMT</pubDate>
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   <item>
    <title>FERS Deferred Retirement vs. Postponed FERS Retirement</title>
    <link>http://www.plan-your-federal-retirement.com/fers-deferred-retirement-vs-postponed-fers-retirement.html</link>
    <description>There is a *BIG* difference between FERS Deferred Retirement and a Postponed FERS Retirement.  Learn about the basics, and find out why a FERS Postponed Retirement is so much better. </description>
    <pubDate>Thu, 01 Dec 2011 19:15:26 GMT</pubDate>
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   <item>
    <title>Postponed FERS Retirement - How Does It Work?</title>
    <link>http://www.plan-your-federal-retirement.com/postponed-fers-retirement.html</link>
    <description>You can do a Postponed FERS Retirement if you separate at MRA with at least 10 years of service.  See examples of Postponed FERS Retirement and why it’s better than FERS Deferred Retirement.</description>
    <pubDate>Thu, 01 Dec 2011 19:12:31 GMT</pubDate>
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   <item>
    <title>FERS Deferred Retirement - How Does It Work?</title>
    <link>http://www.plan-your-federal-retirement.com/fers-deferred-retirement.html</link>
    <description>You may qualify to do a FERS Deferred Retirement even if you leave service before you are eligible to retire under regular FERS Retirement rules.</description>
    <pubDate>Thu, 01 Dec 2011 19:09:50 GMT</pubDate>
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   <item>
    <title>Early Out:  FERS Early Retirement Rules</title>
    <link>http://www.plan-your-federal-retirement.com/fers-early-out-retirement.html</link>
    <description>You may be offered FERS Early Retirement, also called an Early Out, if your agency is undergoing a RIF or reorganization.  Find out what factors you should consider before accepting.</description>
    <pubDate>Thu, 01 Dec 2011 19:07:05 GMT</pubDate>
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   <item>
    <title>FERS Early Retirement - Rules for MRA+10 FERS Retirement</title>
    <link>http://www.plan-your-federal-retirement.com/fers-early-retirement.html</link>
    <description>You may qualify for FERS Early Retirement if you reach your Minimum Retirement Age (MRA) and have at least 10 years of service.  See examples of pension calculations for FERS MRA+10 retirement.</description>
    <pubDate>Thu, 01 Dec 2011 19:04:29 GMT</pubDate>
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   <item>
    <title>Special FERS Retirement Rules:  Age 62 + 20 Years = 10% Bonus</title>
    <link>http://www.plan-your-federal-retirement.com/fers-retirement-62-20-bonus.html</link>
    <description>There is a special bonus for FERS retiring at age 62 (or older) with at least 20 years of creditable service.  Learn the rules, and see sample FERS retirement pension calculations.</description>
    <pubDate>Thu, 01 Dec 2011 19:01:03 GMT</pubDate>
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   <item>
    <title>Immediate Voluntary FERS Retirement - Are You Eligible?  </title>
    <link>http://www.plan-your-federal-retirement.com/fers-immediate-retirement.html</link>
    <description>Learn the rules for Voluntary FERS Retirement.  Find out when you are eligible to retire with an immediate FERS pension.</description>
    <pubDate>Thu, 01 Dec 2011 18:55:08 GMT</pubDate>
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   <item>
    <title>FERS Retirement Pension Calculation</title>
    <link>http://www.plan-your-federal-retirement.com/fers-retirement-pension.html</link>
    <description>Learn how to calculate your FERS Retirement Pension.  We’ll discuss how your High-3 Salary and Years of Creditable service figure into your FERS pension calculation.</description>
    <pubDate>Thu, 01 Dec 2011 18:48:34 GMT</pubDate>
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    <title>Understanding Your FERS Retirement Benefits</title>
    <link>http://www.plan-your-federal-retirement.com/fers-retirement.html</link>
    <description>Learn about your FERS retirement benefits and how to calculate your pension under the Federal Employee Retirement System.</description>
    <pubDate>Thu, 01 Dec 2011 18:41:33 GMT</pubDate>
   </item>
   <item>
    <title>Your Federal Pension Check</title>
    <link>http://www.plan-your-federal-retirement.com/federal-pension.html</link>
    <description>How long will you have to wait for your Federal Pension check?  You need to know that it could take a long time to actually receive your first pension check for your Federal Retirement.</description>
    <pubDate>Wed, 30 Nov 2011 15:46:32 GMT</pubDate>
   </item>
   <item>
    <title>Looking for Something?</title>
    <link>http://www.plan-your-federal-retirement.com/search.html</link>
    <description>Search Plan Your Federal Retirement website for answers to your federal retirement questions </description>
    <pubDate>Wed, 30 Nov 2011 15:41:25 GMT</pubDate>
   </item>
   <item>
    <title>Your High 3 Salary for Federal Retirement Pensions</title>
    <link>http://www.plan-your-federal-retirement.com/high-3-salary.html</link>
    <description>Learn how to calculate your High 3 Salary for your FERS or CSRS pension calculation.</description>
    <pubDate>Wed, 30 Nov 2011 15:37:13 GMT</pubDate>
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   <item>
    <title>Military Buyback - Does It Make Sense to Buy Your Time Back?</title>
    <link>http://www.plan-your-federal-retirement.com/military-buyback.html</link>
    <description>Have you had prior military service?  Find out if a military buyback towards your federal creditable service makes sense.</description>
    <pubDate>Tue, 29 Nov 2011 19:06:22 GMT</pubDate>
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   <item>
    <title>The FERS Supplement for Special Provisions</title>
    <link>http://www.plan-your-federal-retirement.com/fers-supplement-special-provisions.html</link>
    <description>The FERS Supplement is a unique benefit for some FERS who retire before age 62.  Learn about the FERS Supplement rules for Special Provisions federal employees.</description>
    <pubDate>Tue, 29 Nov 2011 19:01:37 GMT</pubDate>
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   <item>
    <title>The FERS Supplement - Little Known Benefit for Some FERS Federal Employees</title>
    <link>http://www.plan-your-federal-retirement.com/fers-supplement.html</link>
    <description>Have you heard of the FERS Supplement? Many federal employees haven't heard about this special benefit for some FERS who retire before age 62. Could this help make early retirement a reality for you?</description>
    <pubDate>Tue, 29 Nov 2011 18:56:14 GMT</pubDate>
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   <item>
    <title>FERS Survivor Benefits</title>
    <link>http://www.plan-your-federal-retirement.com/fers-survivor.html</link>
    <description>Will your spouse get a pension when you die?  Here's what you need to know about FERS Survivor Benefits.</description>
    <pubDate>Tue, 29 Nov 2011 18:47:45 GMT</pubDate>
   </item>
   <item>
    <title>FERS Disability Retirement - Do You Qualify?</title>
    <link>http://www.plan-your-federal-retirement.com/fers-disability-retirement.html</link>
    <description>If you have at least 18 months of creditable service when you were disabled, you may be eligible for FERS Disability Retirement.</description>
    <pubDate>Tue, 29 Nov 2011 17:52:59 GMT</pubDate>
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   <item>
    <title>Puerto Rico COLA and Locality Pay, also COLA for Guam, other U.S. Territories</title>
    <link>http://www.plan-your-federal-retirement.com/puerto-rico-cola-guam-us-territories-locality-pay.html</link>
    <description>Current rates for Puerto Rico COLA and Locality Pay. Also rates of Locality and COLA Guam, U.S. Virgin Islands, Northern Mariana Islands and American Samoa</description>
    <pubDate>Mon, 28 Nov 2011 20:51:50 GMT</pubDate>
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   <item>
    <title>Hawaii COLA and Locality Pay Rates</title>
    <link>http://www.plan-your-federal-retirement.com/hawaii-cola-locality-pay.html</link>
    <description>Current rates for Hawaii COLA and Locality Pay. Find out how the change from COLA to Locality Pay affect Federal Employees in Hawaii</description>
    <pubDate>Mon, 28 Nov 2011 20:49:40 GMT</pubDate>
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   <item>
    <title>Taxation of Federal Retirement Benefits</title>
    <link>http://www.plan-your-federal-retirement.com/taxation-of-federal-retirement-benefits.html</link>
    <description>Do you know how your FERS or CSRS pension will be taxed?  Learn more about the taxation of Federal Retirement Benefits.</description>
    <pubDate>Mon, 28 Nov 2011 20:17:33 GMT</pubDate>
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    <title>COLA to Locality Pay Change &amp; Hidden Tax Increases</title>
    <link>http://www.plan-your-federal-retirement.com/cola-to-locality-pay-hidden-tax-increases.html</link>
    <description>The change from COLA to Locality Pay for Federal Employees brings concerns about take home pay and comes with increased taxes.  Learn more about the tax increases most Federal Employees miss.</description>
    <pubDate>Mon, 28 Nov 2011 20:14:32 GMT</pubDate>
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    <title>Alaska Locality Pay - Transitioning from COLA to Locality Pay</title>
    <link>http://www.plan-your-federal-retirement.com/alaska-locality-pay.html</link>
    <description>Alaska's Federal Employees will be transitioning from receiving COLA to Locality Pay.  Here's what you need to know about Alaska Locality Pay and what it means to your federal retirement.</description>
    <pubDate>Mon, 28 Nov 2011 20:09:16 GMT</pubDate>
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   <item>
    <title>Special Federal Retirement Planning Classes - Just for Your Agency</title>
    <link>http://www.plan-your-federal-retirement.com/federal-retirement-planning-classes.html</link>
    <description>Find out more about our popular Federal Retirement Planning Classes - just for your Agency.</description>
    <pubDate>Mon, 28 Nov 2011 20:07:33 GMT</pubDate>
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   <item>
    <title>Alaska COLA and Alaska Locality Pay Rates</title>
    <link>http://www.plan-your-federal-retirement.com/alaska-cola-and-alaska-locality-pay.html</link>
    <description>Current rates for Alaska COLA and Alaska Locality Pay.  Find out how the transition from COLA to Locality Pay affects Federal Employees in the State of Alaska.</description>
    <pubDate>Mon, 28 Nov 2011 20:06:02 GMT</pubDate>
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    <title>Buy Back COLA as Locality Pay for Your Federal Retirement</title>
    <link>http://www.plan-your-federal-retirement.com/buy-back-cola-locality-pay-federal-retirement.html</link>
    <description>Learn about special rules to buy back COLA as Locality Pay to increase your High 3 Salary for Federal Retirement</description>
    <pubDate>Mon, 28 Nov 2011 19:52:03 GMT</pubDate>
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    <title>The Non-Foreign AREA Act:  COLA to Locality Pay</title>
    <link>http://www.plan-your-federal-retirement.com/non-foreign-area-act.html</link>
    <description>The Non-Foreign AREA Act outlines the change from COLA to Locality Pay for Federal Employees in Alaska, Hawaii, Puerto Rico, Guam and other US Territories.  Here is the full text of the legislation.</description>
    <pubDate>Mon, 28 Nov 2011 19:45:32 GMT</pubDate>
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   <item>
    <title>COLA Locality Pay &amp; Non-Foreign Area Retirement Equity Assurance Act</title>
    <link>http://www.plan-your-federal-retirement.com/cola-locality-pay.html</link>
    <description>COLA Locality Pay rates for Alaska, Hawaii &amp; US Territories.  See examples of how this transition affects you and your federal retirement plans.</description>
    <pubDate>Mon, 28 Nov 2011 19:40:46 GMT</pubDate>
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    <title>The SF 50 and Your Federal Retirement</title>
    <link>http://www.plan-your-federal-retirement.com/sf-50.html</link>
    <description>The SF 50 is the official form the government uses to compute your federal retirement.  Learn the importance of reviewing your SF50 forms and what to look for.  </description>
    <pubDate>Mon, 28 Nov 2011 19:33:31 GMT</pubDate>
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    <title>So You Think You're a FERS... Right?</title>
    <link>http://www.plan-your-federal-retirement.com/so-you-think-youre-a-fers-right.html</link>
    <description>So you think you're a FERS, right? If you worked from 1983 - 1987 you should pay extra special attn to your SF50s. You might really be a FERCCA!  What</description>
    <pubDate>Wed, 13 Jan 2010 21:12:34 GMT</pubDate>
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    <title>Paperwork Errors at TSP</title>
    <link>http://www.plan-your-federal-retirement.com/paperwork-errors-at-tsp.html</link>
    <description>What happens if TSP makes a paperwork mistake and puts someone else’s name as your beneficiary?   What Happened: TSP put the wrong name as a</description>
    <pubDate>Wed, 13 Jan 2010 21:07:00 GMT</pubDate>
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