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Your Federal Retirement Benefits Are Just One Piece of Your Financial Puzzle

The Federal Retirement system is one of the most complex benefits programs around. There are so many exceptions, special provisions, and exclusions that it can be difficult to keep track of your benefits.

My name is Micah Shilanski. I specialize in helping Federal Employees get the most out of their Federal benefits.

I teach classes on CSRS and FERS retirement benefits - but more importantly, as a financial planner for federal employees, I've helped individual federal employees through the entire retirement process.

I've seen the mistakes that happen, and I want to help you avoid them.

Plan-Your-Federal-Retirement.com is different: we approach your federal benefits from a financial planning perspective.

You can find lots of information online about CSRS or FERS retirement. But our goal here is to help you understand how your benefits work *and* how they fit into the rest of your financial picture.

Because it's important to know your federal benefits - but your CSRS or FERS retirement benefits are just one piece of your financial puzzle. The rest of the story involves how your benefit choices will impact the rest of your financial picture.



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plan your federal retirement disclosure
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What's New at Plan-Your-Federal-Retirement.com?
The Federal Retirement Blog keeps you up-to-date on the most recent information available at Plan-Your-Federal-Retirement.com. Subscribe here.

Understanding Your FERS Retirement Benefits
Learn about your FERS retirement benefits and how to calculate your pension under the Federal Employee Retirement System.

FERS Retirement Eligibility Rules
When can you retire under FERS? Learn about different rules for FERS Retirement Eligibility.

FERS Retirement Pension Calculation
Learn how to calculate your FERS Retirement Pension. We’ll discuss how your High-3 Salary and Years of Creditable service figure into your FERS pension calculation.

The SF 50 and Your Federal Retirement
The SF 50 is the official form the government uses to compute your federal retirement. Learn the importance of reviewing your SF50 forms and what to look for.

Federal Retirement Pension Reductions
Before you plan your Federal Retirement, be sure to keep these 7 pension reductions in mind.

Taxation of Federal Retirement Benefits
Do you know how your FERS or CSRS pension will be taxed? Learn more about the taxation of Federal Retirement Benefits.

COLA Locality Pay & Non-Foreign Area Retirement Equity Assurance Act
COLA Locality Pay rates for Alaska, Hawaii & US Territories. See examples of how this transition affects you and your federal retirement plans.

CSRS Voluntary Contributions - The Best Kept Secret in CSRS
Learn how you can use the CSRS Voluntary Contributions program to put away money for retirement. You can also transfer CSRS VCP to an IRA or Roth IRA, find out how.

Looking for Something?
Search Plan Your Federal Retirement website for answers to your federal retirement questions

FERS Retirement Seminars - Federal Retirement Planning
Want to learn about your Federal Retirement benefits? Sign up for our FERS Retirement Seminars.

CSRS Retirement Class - Federal Retirement Planning
Want to learn about your Federal Retirement benefits? Sign up for our CSRS Retirement Class.